I'm trying to get clarification for insurance purposes, thanks all
I couldn't seem to post the photos so I used links to my dropbox, hope that is ok.This message has been edited. Last edited by: Unsure1,
Imposable to tell from those pictures.
Need one of the back side of the foundation wall.
The outside just looks like it was painted or Parged over.
Should be able to see concrete blocks or a pored foundation from the back side.
When you say "back side" are you referring to a photo taken from inside of the crawl space at the foundation wall?
I should mention, the insurance company is cancelling because they believe property is supported by piers. Could a foundation be both a crawl space, and supported by piers? I thought they were two totally different types.
Thanks for the response
Is this house in CA by chance?
Houses are built with a full foundation on the outside and piers under the house everyday without a problem.
In an earth quake area it's a whole different thing.
I've had them cancel for some strange reasons.
Had the same company for 15 years, not one claim.
Canceled because we where due to have one.
New company comes to inspect the property and refused because we have a dog and there was a pile of concrete blocks (neatly stacked, and in a fenced in back yard and we have no children) that someone could get hurt on.
The dog is a 10 pound Pomeranian that's real friendly and does not even bark unless it wants back into the house.
Yeah, it is in earthquake territory. Underwriters are very picky sometimes, and whether they are wrong or not - the decision stands apparently.
The post/pier in the first picture looks downright scary especially in earthquake territory.
Any advice given here is general in nature and is not necessarily valid for your given area. If in doubt check with your local codes enforcement department for what is required when doing electrical, plumbing or structural work on your house. Permits may or may not be required in your area and home owners may not be able to DIY some tasks. I have no way of knowing if you have the skills needed to complete the tasks you are asking about, when in doubt seek professional assistance.
My advice may be worth exactly what you pay me for it. :-) For the record I did not stay in a Holiday Inn Express last night.
Ask them what you would need to make it up to code.
Any structural engineer should be able to tell you.
It does look sort of crooked, doesn't it...or is it just me?
Have you tried other insurers? Sometimes some are more picky than others.
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