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        What kind of foundation is this? Sign In/Join 
        posted
        I'm trying to get clarification for insurance purposes, thanks all

        https://dl.dropboxusercontent....958904/photo%201.JPG
        https://dl.dropboxusercontent....958904/photo%202.JPG
        https://dl.dropboxusercontent....958904/photo%203.JPG
        https://dl.dropboxusercontent....958904/photo%204.JPG

        I couldn't seem to post the photos so I used links to my dropbox, hope that is ok.

        This message has been edited. Last edited by: Unsure1,
         
        Posts: 4 | Registered: Feb 14, 2014Reply With QuoteReport This Post
        Picture of joecaption
        posted Hide Post
        Imposable to tell from those pictures.
        Need one of the back side of the foundation wall.
        The outside just looks like it was painted or Parged over.
        Should be able to see concrete blocks or a pored foundation from the back side.


        joecaption
         
        Posts: 18039 | Location: Hartfield VA | Registered: Jan 31, 2004Reply With QuoteReport This Post
        posted Hide Post
        quote:
        Originally posted by joecaption:
        Imposable to tell from those pictures.
        Need one of the back side of the foundation wall.
        The outside just looks like it was painted or Parged over.
        Should be able to see concrete blocks or a pored foundation from the back side.

        When you say "back side" are you referring to a photo taken from inside of the crawl space at the foundation wall?

        I should mention, the insurance company is cancelling because they believe property is supported by piers. Could a foundation be both a crawl space, and supported by piers? I thought they were two totally different types.

        Thanks for the response
         
        Posts: 4 | Registered: Feb 14, 2014Reply With QuoteReport This Post
        Picture of joecaption
        posted Hide Post
        Is this house in CA by chance?
        Houses are built with a full foundation on the outside and piers under the house everyday without a problem.
        In an earth quake area it's a whole different thing.

        I've had them cancel for some strange reasons.
        Had the same company for 15 years, not one claim.
        Canceled because we where due to have one.
        New company comes to inspect the property and refused because we have a dog and there was a pile of concrete blocks (neatly stacked, and in a fenced in back yard and we have no children) that someone could get hurt on.
        The dog is a 10 pound Pomeranian that's real friendly and does not even bark unless it wants back into the house.


        joecaption
         
        Posts: 18039 | Location: Hartfield VA | Registered: Jan 31, 2004Reply With QuoteReport This Post
        posted Hide Post
        quote:
        Originally posted by joecaption:
        Is this house in CA by chance?
        Houses are built with a full foundation on the outside and piers under the house everyday without a problem.
        In an earth quake area it's a whole different thing.

        I've had them cancel for some strange reasons.
        Had the same company for 15 years, not one claim.
        Canceled because we where due to have one.
        New company comes to inspect the property and refused because we have a dog and there was a pile of concrete blocks (neatly stacked, and in a fenced in back yard and we have no children) that someone could get hurt on.
        The dog is a 10 pound Pomeranian that's real friendly and does not even bark unless it wants back into the house.


        Yeah, it is in earthquake territory. Underwriters are very picky sometimes, and whether they are wrong or not - the decision stands apparently.
         
        Posts: 4 | Registered: Feb 14, 2014Reply With QuoteReport This Post
        posted Hide Post
        The post/pier in the first picture looks downright scary especially in earthquake territory.


        General Disclaimer

        Any advice given here is general in nature and is not necessarily valid for your given area. If in doubt check with your local codes enforcement department for what is required when doing electrical, plumbing or structural work on your house. Permits may or may not be required in your area and home owners may not be able to DIY some tasks. I have no way of knowing if you have the skills needed to complete the tasks you are asking about, when in doubt seek professional assistance.

        My advice may be worth exactly what you pay me for it. :-) For the record I did not stay in a Holiday Inn Express last night.
         
        Posts: 888 | Location: Cary, NC | Registered: Aug 17, 2006Reply With QuoteReport This Post
        Picture of joecaption
        posted Hide Post
        Ask them what you would need to make it up to code.
        Any structural engineer should be able to tell you.


        joecaption
         
        Posts: 18039 | Location: Hartfield VA | Registered: Jan 31, 2004Reply With QuoteReport This Post
        posted Hide Post
        quote:
        Originally posted by Sparky617:
        The post/pier in the first picture looks downright scary especially in earthquake territory.


        It does look sort of crooked, doesn't it...or is it just me?
         
        Posts: 4 | Registered: Feb 14, 2014Reply With QuoteReport This Post
        Picture of GardenSprite
        posted Hide Post
        Have you tried other insurers? Sometimes some are more picky than others.

        Good luck.
         
        Posts: 1964 | Registered: Oct 06, 2006Reply With QuoteReport This Post
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